At that moment, five or six men had encircled the two women. Kevin arched an eyebrow, intrigued by Celia's composed demeanor, and remarked, "She's got a debt of $600,000."

Celia glanced at Julia, whose face had grown even paler, leaving her momentarily speechless. She asked, "What did you do with all that money? Do your parents have any idea?"

Julia stuttered in response, "No, they don't know. Initially, I borrowed four hundred thousand dollars, and then the interest piled up. I ...