Shelby woke in her own bed, in her own apartment - alone. Noel had been wrong. She was stark naked. Without him in the bed beside her, she was also cold.

Sunlight filtered in between the slats of the blinds, so she knew she'd slept deeply. A glance at the clock told her it was after ten. Wow, she hadn't slept that late in ages. Good thing today was a holiday. Her brown tweed suit - the modern version - was draped over the one chair in her bedroom, looking just as if she'd ...