Isla stood on the hospital rooftop, gazing out at the breathtaking night view of Naples. The cool breeze whipped strands of her hair across her face, but she barely noticed. Her mind was too preoccupied, replaying the doctor's words over and over.

Her mother needed to be admitted. Someone had to stay with her. And with $8,000, they could begin chemotherapy immediately.

"Where am I supposed to get that kind of money?" she thought, exhaling heavily. She let out a dry chuckle. ...