Charlotte's POV

SIX MONTHS AGO

I had to admit, that day in the cemetery threw me for a loop. Stephen Montgomery was a ghost. I hadn't seen that coming. I feared that he was secretly married, or maybe just an incredibly eccentric guy who did things his own, unusual way. But a ghost? That took some getting used to.

"So let me get this straight," I said, looking from his handsome face to the name on the tombstone, "You're ...