What he said ought to have jolted her into clarity.

Those phrases should have acted like a blast of freezing liquid across her heated body.

But while he lifted her light wrap above her skull and flung it toward the narrow seat at their backs, she had begun tugging urgently on the cords of his swim trunks.

Once her swimsuit bra joined the wrap, her palms encircled his massive shaft, sliding firmly along its span.

“It’s only one but it ...