Vanessa

I'm eating lunch and applying for jobs while I have home healthcare applications on the side of my laptop. My phone dings.

I close my eyes and count to ten because that sound means a bank transaction. Lately, it's meant that I've overdraft my bank account.

"It's time to face the music," I mumble, grabbing my phone.

Okay.

I frown.

Transaction complete?

I open my banking app and see money--lots of zeros. I'm going to faint. ...